Buying a home in Sun City, one step at a time.
Buying here is a lot like buying anywhere in Arizona, with a few extra steps because these are age-restricted communities with recreation center fees. We filmed a short video for each step.
The five steps
1. Financing
Proof of funds or a preapproval letter.
2. Find & offer
Pick the community, phase and plan, then negotiate.
3. Escrow
Buyer Advisory and community addendum.
4. Inspect & appraise
Roof, plumbing and AC on older homes.
5. Close & keys
Title, closing papers, then the keys.
Step 1: Get your financing lined up
Before you write an offer, sellers want to know you can close. If you are paying cash, that means proof of funds. If you are using a loan, it means a prequalification or preapproval letter. Plenty of our buyers pay cash, but a mortgage can make sense too.
Step 2: Find the right home and write an offer
Once you know your budget we help you narrow down the community, the phase and the floor plan. When you find the one, we write a strong offer and negotiate on your behalf. Not sure what a good deal looks like here? Tim breaks it down.
Step 3: Offer accepted, now what?
During escrow you will review the Arizona Buyer Advisory and the community addendum that covers the 55+ rules and the recreation center fees.
Step 4: Inspection and appraisal
A good inspection is a must with homes that are 30 to 60 years old. We will help you know what to look for on roofs, plumbing and AC. If you are financing, the lender will also order an appraisal.
Step 5: Title, closing and keys
Ready to start?
Learn about the costs and fees, compare Sun City vs Sun City West, browse the floor plans, or see what is for sale now. Moving from out of state? Read our relocation guide.
In our clients' words.
Real Google reviews from buyers, sellers and families we've helped.
“We relocated from Iowa to Sun City… They are the very best and I would totally recommend them when purchasing a home.”
“Tim & Amy are a great tag-team. If one isn't available, the other usually is. They spent time showing us several homes and helped us dial in to what we were looking for.”
“They helped me sell a condo in Sun City West and I live in NY. They had wonderful professionals to help me get the property ready for sale and they were there for me through the whole process!”
Reviews from Google, shortened for length.
Frequently asked questions
How long does it take to buy a home in Sun City, AZ?
Most purchases close in about 30 days once the offer is accepted. Cash purchases can close faster.
Do I need to be 55 to buy in Sun City?
At least one person living in the home must be 55 or older. Your agent and title company will walk you through the age verification paperwork.
What extra fees come with buying in Sun City?
Buyers pay one-time recreation center fees at closing and an annual assessment after that. See our cost of living page for details.
Keep exploring
Ready to start your search?
Tell us what you are looking for and we will guide you from first showing to keys.