Buying a Home in Sun City, AZ

The 55+ buyer guide, one step at a time

How Buying Works in Sun City

Buying in Sun City or Sun City West is a lot like buying anywhere in Arizona, with a few extra steps because these are age restricted communities with recreation center fees. We walk every client through the whole process, and we filmed a short video for each step so you always know what comes next.

Step 1: Get Your Financing Lined Up

Before you write an offer, sellers want to know you can close. If you are paying cash, that means proof of funds. If you are using a loan, it means a prequalification or preapproval letter. Plenty of our buyers pay cash, but a mortgage can make sense too.

Proof of Funds vs Prequalification: Your First Step to Buying a Home

Cash vs Mortgage in a Home Purchase

Step 2: Find the Right Home and Write an Offer

Once you know your budget we help you narrow down the community, the phase, and the floor plan. When you find the one, we write a strong offer and negotiate on your behalf. Not sure what a fair price looks like here? Tim breaks it down.

What's a Good Deal?

Step 3: Offer Accepted, Now What?

Congratulations on Your Offer Being Accepted

During escrow you will review the Arizona Buyer Advisory and the community addendum that covers the 55+ rules and the recreation center fees.

The Buyer Advisory

Community Addendum Video

Step 4: Inspection and Appraisal

A good inspection is a must with homes that are 30 to 60 years old. We will help you know what to look for on roofs, plumbing, and AC. If you are financing, the lender will also order an appraisal.